Sentinel Security Life Insurance Review (2024)

If you were looking for term life insurance quotes for Sentinel Security Life Insurance Company, you won’t find them on the internet. That’s because Sentinel Security Life Inc. is rooted in annuity and whole life insurance.

Our Sentinel Security Life insurance guide explores what policies you can buy, how you can find Sentinel Security life insurance quotes, the company’s third-party ratings, and much more.

Comparing life insurance is just as important as any other insurance type. So why stop at Sentinel Security Life Insurance Company? Enter your ZIP code in the free comparison tool above to compare multiple companies in your local area.

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About Sentinel Security Life

Founded in 1948 and based in Salt Lake City, Utah, Sentinel Security Life Insurance Company is an insurance company that writes coverage in 36 states. Originally called Sentinel Mutual Insurance Company, they offer a wide variety of insurance products, including annuity contracts, Medicare Supplement and whole life insurance plans. In June 2016,  Sentinel Life was acquired by Advantage Capital Holdings, LLC (Advantage Capital).

What does Sentinel Security Life Insurance Company offer?

Sentinel Security Life doesn’t provide term or universal life insurance policies. However, you can get access to whole life insurance policies, annuities, and even supplemental health insurance. Let’s look at the list of coverages you can purchase from Sentinel Security.

• New Vantage Life Insurance
• Hospital Advantage (healthcare supplement)
• Medicare Advantage (Medicare supplement)
• Guaranteed Income Annuity
• Retirement Plus Multiplier Annuity
• Accumulation Protector Plus
• Personal Choice Annuity
• Personal Choice Plus Annuity

Annuities can be very complex. They usually have higher premiums per month. If you’re looking for affordable Sentinel Security life insurance, you’ll need to get a quote.

How much are Sentinel Security life insurance rates?

When we searched for Sentinel Security life insurance rates, we were brought to an online form. In other words, Sentinel Security wants you to enter your personal information and determine your rates based on that.

It’s not unusual, but you’ll have to wait on a Sentinel Security agent to get back to you. This puts Sentinel Security at a disadvantage because some of its competitors can provide life insurance quotes within 20 minutes or less.

Does Sentinel Security Life Insurance Inc. have good ratings?

The short answer is yes. Sentinel Security is a small company with little information or life insurance quotes available to the public. However, the company does participate in some of the top rating agency studies. Let’s review the most recent ratings of Sentinel Security Life Inc.

Sentinel Security Life has a good A.M. Best rating, but it’s been the same since 2016. Compared to some of its competitors, Sentinel Security has a low A.M. Best rating.

Under the Better Business Bureau (BBB), Sentinel Security has the best score. Sentinel Security managed to close all of its customer complaints within the past year, also.

What about NAIC Complaint Index? The National Association of Insurance Commissioners (NAIC) reports the ratio of complaints insurance companies receive each year. The latest Sentinel Security Life ratio is 0.28, which is 0.72 lower than the average ratio of complaints.

Beyond these sources, you should look to Moody’s and online review sites to review more of the company’s financial ratings as well as customer satisfaction ratings.

What’s Sentinel Security’s history?

A group of Utah funeral directors founded Sentinel Security Life Inc. in 1948. Since that time, the company has undergone a few name changes.

In 1957, Sentinel Mutual Insurance Company (original name) became Sentinel Security Life Insurance Company. After 2009, Sentinel Security Life successfully added Medicare Supplement and annuities to its product arsenal.

Sentinel Security Life Insurance: The Bottom Line

Compared to other life insurance companies, Sentinel Security Life Inc. comes up short in terms of financial strength and quote availability. Small insurance companies tend to be more private and more focused on customers, which is shown in the lower customer complaint ratio.

Now that you know more about Sentinel Security life insurance, use our free online quote tool to compare top life insurance companies in your area.