AIG vs. Liberty Mutual: Top Life Insurance in 2024
In a comparison of AIG vs. Liberty Mutual life insurance companies, it was close enough to call a tie. AIG offers more affordable rates to men and women of various ages. However, Liberty Mutual is more well-reviewed by the Better Business Bureau. Lastly, the two companies received an identical rating from A.M. Best.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 12, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 12, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AIG offers more affordable rates to men of various ages than Liberty Mutual
- AIG offers more affordable rates to women of various ages than Liberty Mutual
- Liberty Mutual is more well-reviewed by the Better Business Bureau
One difficult part of choosing a life insurance company is the vast number of options to choose from. To simplify matters, we’ll be focusing on AIG vs. Liberty Mutual today.
Our AIG (American General) and Liberty Mutual comparison will cover both company pricing as well as ratings given by the Better Business Bureau and A.M. Best.
Before diving into the AIG vs. Liberty Mutual Life Insurance Company comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance rates in your area.
AIG vs. Liberty Mutual: Which company offers more affordable rates to men?
Where is the best place to start when comparing life insurance companies? Many choose to begin with company pricing.
Let’s look at a table comparing the rates offered to men of various ages by life insurance companies, including AIG and Liberty Mutual.
| Company | Age 30 Average Monthly Rates | Age 40 Average Monthly Rates | Age 50 Average Monthly Rates | Age 60 Average Monthly Rates |
|---|---|---|---|---|
| Protective | $20.21 | $28.38 | $75.68 | $205.97 |
| Banner | $20.12 | $32.68 | $74.39 | $205.97 |
| AIG | $20.24 | $30.62 | $77.76 | $213.57 |
| Foresters | $21.00 | $31.50 | $79.19 | $223.56 |
| Accordia Life | $27.15 | $40.05 | $105.47 | $300.38 |
| American Amicable | $20.48 | $27.68 | $51.08 | $128.93 |
| Liberty Mutual | $33.75 | $55.13 | $144.68 | $399.83 |
| Lincoln | $12.34 | $15.22 | $30.96 | $71.95 |
| Nationwide | $16.02 | $21.36 | $53.85 | $180.23 |
| MassMutual | $13.28 | $16.98 | $35.03 | $82.65 |
| Mutual of Omaha | $13.33 | $19.35 | $33.33 | $80.84 |
| Cincinnati | $13.42 | $18.70 | $32.56 | $78.98 |
| Fidelity Life | $19.14 | $25.01 | $54.59 | $73.92 |
| John Hancock | $14.09 | $16.96 | $28.41 | $88.14 |
| Haven Life | $23.45 | $31.20 | $85.47 | $245.67 |
Is it easy to find affordable AIG vs. Liberty Mutual life insurance quotes? As you can see, Liberty Mutual is more expensive in each and every age range for men.
Just look at AIG vs. Liberty Mutual life insurance rates for men in their 60s, where Liberty Mutual is over $186 more per month than AIG.
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Which company offers more affordable rates to women?
Now, let’s analyze the rates offered to women of various ages. The following table shows the rates offered by various life insurance companies, including AIG and Liberty Mutual.
Average Monthly Life Insurance Rates for Females by Age and Company (20-year Term $500,000 Policy)| Company | Age 30 Sample Monthly Rates | Age 40 Sample Monthly Rates | Age 50 Sample Monthly Rates | Age 60 Sample Monthly Rates |
|---|---|---|---|---|
| Protective | $17.63 | $24.94 | $55.47 | $139.32 |
| Banner | $17.11 | $25.49 | $55.47 | $145.00 |
| AIG | $17.21 | $27.16 | $63.06 | X |
| Foresters | $18.81 | $27.13 | $57.75 | X |
| AccordiaLife | $24.48 | $34.71 | $76.99 | $195.80 |
| AmericanAmicable | $16.88 | $22.50 | $37.80 | $88.88 |
| Liberty Mutual | $25.20 | $42.53 | $107.78 | $250.65 |
| Lincoln | $16.10 | $21.22 | $37.41 | $74.81 |
| Nationwide | $16.02 | $21.36 | $53.85 | $180.23 |
| MassMutual | $11.98 | $15.23 | $29.15 | $58.73 |
| Mutual of Omaha | $11.61 | $16.56 | $27.31 | $57.19 |
| Cincinnati | $12.98 | $16.72 | $27.28 | $56.76 |
| Fidelity Life | $16.10 | $22.62 | $45.68 | $58.32 |
| John Hancock | $12.39 | $14.86 | $23.86 | $50.94 |
| Haven Life | $20.01 | $27.76 | $68.24 | $160.40 |
Women in their 30s can expect to pay $8 more per month with Liberty Mutual. For women in their 40s, Liberty Mutual is $15 more per month.
Lastly, women in their 50s choosing between AIG vs. Liberty Mutual life insurance will be paying a whopping $44 more per month if they go with Liberty Mutual.
Let’s wrap up with AIG and Liberty Mutual life insurance reviews and see if the latter can have a sweeping victory.
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AIG vs. Liberty Mutual: Which company is more well-reviewed?
We’ll close this review by analyzing AIG and Liberty Mutual ratings from the Better Business Bureau (BBB) and A.M. Best.
A positive rating from one or both of these organizations can give potential insured confidence in a life insurance provider’s financial stability and commitment to customer service.
The BBB scale ranges from “A+” down to “F.” AIG received the Better Business Bureau’s lowest rating of “F” and also lacks accreditation.
Did Liberty Mutual do any better? Liberty Mutual not only received BBB accreditation but the highest possible rating of “A+” as well.
A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”
AIG received a rating of “A” from A.M. Best. Did Liberty Mutual win this category as well? Not quite. Liberty Mutual received the same rating of “A.”
In review, AIG is the cheaper company, though its rating from the BBB is slightly worrying. Liberty Mutual received a higher rating from the BBB, and the two companies are equally financially sound, according to A.M. Best.
Don’t let your life insurance comparison stop with AIG vs. Liberty Mutual. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.
Read more:
- AIG vs. Lincoln: Top Life Insurance
- AIG vs. Lincoln: Best Choice for Life Insurance
- AIG vs. MassMutual: Top Life Insurance
- AIG vs. Mutual of Omaha: Top Life Insurance
- AIG vs. Nationwide: Top Life Insurance
- AIG vs. SBLI: Best Choice for Life Insurance
- AIG vs. Securian Financial: Top Life Insurance
Frequently Asked Questions: AIG vs. Liberty Mutual
Following now are a few commonly asked questions about these two companies.
#1 – Where can I use my AIG login?
You can use your login information on the AIG website.
#2 – Is there AIG retirement?
AIG offers AIG Retirement Services, which provides financial planning services as well as retirement services.
#3 – Can I buy AIG stock or AIG auto insurance?
Yes, and its stock symbol is simply AIG. In addition to life insurance, you can buy both home and auto insurance from AIG.
#4 – What is the Liberty Mutual customer service number?
The Liberty Mutual insurance phone number is (800) 290-7933, but you can also access your policy on the app with your Liberty Mutual login information.
Your one-stop online guide for life insurance quotes. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.