MassMutual vs. Securian Financial: Top Life Insurance in 2024
In a comparison of MassMutual vs. Securian Financial, it was an easy win for the latter company. Securian Financial offers more affordable rates to men of various ages than MassMutual. Securian Financial also offers more affordable rates to women of various ages than MassMutual. Furthermore, Securian Financial holds a higher rating from A.M. Best than MassMutual. However, MassMutual received a better rating from A.M. Best.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 19, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 19, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Securian Financial Services, Inc. offers more affordable rates to men and women of various ages than MassMutual
- A.M. Best gave a higher rating to MassMutual
- The Better Business Bureau gave a higher rating to Securian Financial
Part of what makes comparing life insurance companies difficult is the sheer number of options on the market. To simplify matters, we will be focusing on MassMutual vs. Securian Financial life insurance today.
Our Securian Financial and MassMutual life insurance review will cover pricing and A.M. Best ratings.
Before we dive into our MassMutual vs. Securian Financial life insurance comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.
MassMutual vs. Securian Financial: Which company offers more affordable life insurance rates to men?
The simplest place to start when comparing MassMutual and Securian Financial life insurance companies is pricing. Let’s look at a table that compares MassMutual vs. Securian Financial monthly term life insurance rates for men.
MassMutual vs. Others: Term Life Average Monthly Rates for Males
| Company | 30-Year-Old Male Average Monthly Rates | 40-Year-Old Male Average Monthly Rates | 50-Year-Old Male Average Monthly Rates | 60-Year-Old Male Average Monthly Rates |
|---|---|---|---|---|
| Securian Financial | $8.81 | $11.04 | $22.17 | N/A |
| SBLI | $11.80 | $14.53 | $31.88 | $75.61 |
| Transamerica | $12.47 | $18.71 | $37.41 | $86.86 |
| Sagicor | $12.60 | $17.07 | $43.59 | $103.05 |
| Principal | $12.69 | $15.80 | $31.15 | $71.97 |
| MassMutual | $13.28 | $16.98 | $35.03 | $82.65 |
| Nassau Life | $17.43 | $26.15 | $51.69 | $119.78 |
| Prudential | $21.88 | $25.60 | $38.07 | $79.41 |
| Haven Life | $23.45 | $31.20 | $85.47 | $245.67 |
| State Farm | $24.59 | $33.72 | $69.59 | N/A |
How easy is it to find affordable MassMutual vs. Securian Financial life insurance quotes? As you can see, men in their 30s pay nearly $4.50 more per month with MassMutual.
Is Securian Financial cheaper for men in their 40s as well? Yes, this time by nearly $6. Lastly, MassMutual is nearly $13 more per month than Securian Financial for men in their 50s seeking a term life insurance policy.
In short, our MassMutual vs. Securian Financial life insurance review has shown us that Securian is consistently cheaper for men. Let’s move on and see how the rates offered to women compare.
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Which company offers more affordable rates to women?
Let’s now take a look at a table that compare MassMutual vs. Securian Financial monthly term life insurance rates offered to women of various ages.
MassMutual vs. Others: Term Life Average Monthly Rates for Females
| Company | 30 -Year-Old Average Monthly Rates | 40-Year-Old Average Monthly Rates | 50-Year-Old Average Monthly Rates | 60-Year-Old Average Monthly Rates |
|---|---|---|---|---|
| Securian Financial | $8.21 | $9.83 | $17.31 | N/A |
| SBLI | $10.38 | $13.08 | $26.72 | $53.85 |
| Sagicor | $10.95 | $15.10 | $36.75 | $63.78 |
| Transamerica | $11.18 | $16.34 | $29.89 | $71.81 |
| Principal | $11.27 | $14.39 | $25.94 | $51.41 |
| MassMutual | $11.98 | $15.23 | $29.15 | $58.73 |
| Nassau Life | $16.14 | $22.52 | $42.11 | $89.06 |
| Prudential | $17.72 | $21.22 | $37.63 | $59.07 |
| State Farm | $18.72 | $28.49 | $54.59 | N/A |
| Haven Life | $20.01 | $27.76 | $68.24 | $160.40 |
Is Securian Financial cheaper for women the same way it was for men? For women in their 30s, Securian Financial is over $3 cheaper per month.
Women in their 40s, meanwhile, will be paying nearly $5.50 less per month with Securian Financial. How about women in their 50s? These women will be paying nearly $12 more per month with MassMutual.
To review, Securian Financial is the cheaper company for men and women of various ages. Let’s now wrap up with Securian Financial and MassMutual life insurance reviews.
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MassMutual vs. Securian Financial: Which company is more well-reviewed?
To wrap up, we will analyze the ratings given to these two companies by A.M. Best. These Financial Strength Ratings (FSR) give a potential insured confidence in an insurer’s ability to meet its financial obligations.
Let’s take a look at a table that shows the ratings given by A.M. Best to major companies including MassMutual and Securian Financial.
A.M. Best Ratings for the Top Life Insurance Companies
| Companies | A.M. Best Rating |
|---|---|
| Allstate | A+ |
| Banner Life | A+ |
| Guardian Life | A++ |
| Haven Life | A++ |
| John Hancock | A+ |
| MassMutual | A++ |
| Mutual of Omaha | A+ |
| Nationwide | A+ |
| New York Life | A++ |
| Northwestern Mutual | A++ |
| Pacific Life | A+ |
| Primerica | A+ |
| Principal | A+ |
| Protective | A+ |
| Prudential | A+ |
| Securian Financial | A+ |
| State Farm | A++ |
Read more:
- MassMutual Final Expense Insurance Company Review
- Massmutual Life Insurance Review
- MassMutual vs. Nationwide: Top Life Insurance
- New York Life Insurance Review
MassMutual received a sterling rating of “A++” (Superior), which is the highest rating given by A.M. Best.
What rating did Securian Financial receive from A.M. Best? Securian Financial received a rating of “A+” (Superior), one notch below the rating received by MassMutual.
The Better Business Bureau is another organization that can provide security in one’s choice of insurance provider.
MassMutual received a rating of “B-” from the Better Business Bureau. Furthermore, MassMutual lacks Better Business Bureau accreditation.
What rating did the Better Business Bureau give to Securian Financial? Securian Financial received Better Business Bureau accreditation, but it holds only a marginally higher rating of “B.”
In conclusion, Securian Financial offers more affordable rates to women and men than MassMutual. Furthermore, Securian Financial received a higher mark from the Better Business Bureau.
We hope you have learned all you needed to decide whether to buy MassMutual vs. Securian Financial life insurance. Type your ZIP code into our free and helpful tool below to find affordable quotes in your local area.
Frequently Asked Questions: MassMutual vs. Securian Financial
What follows are a few commonly asked questions about these two companies.
#1 – What can Securian Financial Services do for me?
You will be linked up with a Securian advisor who will help you find financial security for yourself and your family.
#2 – How do I access my information on the MassMutual app?
When you initiate a policy, you will be given your own personal MassMutual life insurance login information.
#3 – What is the phone number for Securian Financial’s customer service department?
Securian Financial’s customer service department can be reached at 1-888-254-1368.
#4 – What is the phone number for MassMutual’s customer service department?
MassMutual’s customer service department can be reached at 1-800-272-2216.
#5 – How do I access my MassMutual policy or 401(k)?
Information regarding your policy, no matter which type, can be readily accessed via the MassMutual app.
#6 – How do I cancel my MassMutual policy?
You can call customer service, then provide them with your personalized policy number. After requesting cancellation of your policy as well as recurring payments, you will receive a confirmation email.
Your one-stop online guide for life insurance quotes. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.