How to Cancel Liberty Mutual Life Insurance: Step-by-Step (2024)
You can learn how to cancel life insurance in three steps. Policyholders can cancel life insurance at any time, but they won't receive refunds unless they have a return-of-premium life insurance policy. After cancelling life insurance, compare multiple companies to secure affordable quotes.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 22, 2024
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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 22, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can’t cancel Liberty Mutual life insurance online
- Life insurance isn’t mandatory
- Liberty Mutual life insurance doesn’t provide refunds without a return-of-premium rider
Do you want to know how to cancel Liberty Mutual life insurance? Canceling Liberty Mutual life insurance is a simple step-by-step process that only takes a few minutes.
But how do you cancel Liberty Mutual online? And can you cancel Liberty Mutual life insurance at any time? Don’t worry — we’ll answer your questions.
Our guide explains everything you’ll need to know about canceling Liberty Mutual life insurance and where you can find the best term life insurance quotes in the nation.
After you learn everything about how to cancel Liberty Mutual life insurance, enter your ZIP code in the free online quote tool above to compare multiple insurance companies in your area.
How do I cancel Liberty Mutual life insurance?
You can cancel Liberty Mutual by phone. Here’s a three-step process on how to cancel Liberty Mutual life insurance policies.
- Step #1 – Call the Liberty Mutual customer service phone number at (800) 290-8711
- Step #2 – Give your name, policy number, and other details to the Liberty Mutual representative
- Step #3 – Let them know you want to cancel your Liberty Mutual life insurance policy
It could take a few days for the cancellation to show up in the Liberty Mutual system. However, if you set a cancellation date, it could go a lot smoother.
Can I cancel Liberty Mutual life insurance by mail?
Yes, you can. You’ll need to send a certified letter to Liberty Mutual’s address, which is:
Liberty Mutual Insurance
175 Berkeley Street
Boston, MA 02116
Include your name, address, driver’s license number, policy number, and the date you want to cancel in your cancellation letter.
You can also cancel your policy in person by visiting a Liberty Mutual life insurance agent in your area.
Can I cancel Liberty Mutual life insurance online?
No. Liberty Mutual life insurance can’t be canceled online. But you can receive cancellation confirmation through Liberty Mutual customer service emails.
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How do I switch from Liberty Mutual life insurance?
To switch life insurance companies, you’ll need to cancel your current life insurance policy at Liberty Mutual and buy a new life insurance policy at another company.
Switching life insurance is easier than switching car insurance or homeowners insurance, since life insurance is totally optional.
This means you’re not on a timeline to get life insurance. However, the sooner you get a new policy, the sooner you’ll have coverage.
If you’re not sure where to find life insurance policies, compare multiple companies. Here’s a summary of the best life insurance companies and their average term life insurance rates.
A.M. Best Ratings and Average Term Life Insurance Rates by Company
| Companies | Average Term Life Insurance Rates | A.M. Best Ratings |
|---|---|---|
| Allstate | $15 | A+ |
| Banner Life | $9 | A+ |
| Guardian Life | $10 | A++ |
| Haven Life | $11 | A++ |
| John Hancock | $11 | A+ |
| Liberty Mutual | $19 | A |
| MassMutual | $10 | A++ |
| MetLife | $9 | A+ |
| Mutual of Omaha | $12 | A+ |
| Nationwide | $13 | A+ |
| New York Life | $11 | A++ |
| Principal | $9 | A+ |
| Protective | $9 | A+ |
| Prudential | $16 | A+ |
| State Farm | $15 | A++ |
| USAA | $12 | A++ |
Compared to Liberty Mutual life insurance rates, MetLife, Banner Life, Principal, and Protective are more affordable.
Also, several other life insurance companies have better A.M. Best ratings over the Liberty Mutual Life Insurance Company. This means you have more financially sound options.
Use our free comparison tool below to compare multiple companies near you.
What should you consider before canceling Liberty Mutual life insurance?
Before you cancel your Liberty Mutual life insurance, you should think it through.
Although several factors determine whether affordable Liberty Mutual life insurance is available to you, there are other options.
For example, if your Liberty Mutual life insurance is too expensive, try to lower your policy limit (death benefits). You may be able to save money if you suspend a few life insurance riders.
If you can successfully negotiate cheaper Liberty Mutual life insurance quotes, you may want to reconsider canceling your life insurance policy.
Can I renew my Liberty Mutual life insurance policy?
It depends on the type of term life insurance policy you have. Standard term life insurance policies don’t have renewals, but a renewable term life insurance policy does.
Can I cancel Liberty Mutual life insurance anytime?
The answer is yes. Liberty Mutual allows you to cancel your life insurance anytime you want.
How do you get a Liberty Mutual cancellation policy refund?
Liberty Mutual life insurance policies don’t come with a refund after you cancel. A return-of-premium rider or policy is the only way to receive money back from a term life insurance policy.
Return-of-premium riders ensure that you receive money equal to the monthly payments you’ve made during the policy term of your life insurance plan.
Is there a Liberty Mutual cancellation fee?
Liberty Mutual doesn’t explicitly say that you’ll be charged a cancellation fee after canceling your life insurance policy. Contact your Liberty Mutual agent for more details.
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How to Cancel Liberty Mutual Life Insurance: The Bottom Line
Canceling your Liberty Mutual life insurance doesn’t have the same level of urgency as car insurance and home insurance. You have more flexibility to shop for life insurance.
The Liberty Mutual refund policy works differently for each insurance product. You won’t receive a refund from canceling your life insurance policy unless you have return-of-premium life insurance.
Now that you know how to cancel Liberty Mutual life insurance, use our free comparison tool below to compare multiple companies near you.
Frequently Asked Questions: How to Cancel Liberty Mutual Life Insurance
Do you want to know more about how to cancel Liberty Mutual insurance? Read these answers to frequently asked questions to learn more.
#1 – How do I cancel Liberty Mutual homeowners insurance?
You can cancel Liberty Mutual home insurance by calling the Liberty Mutual customer service number at (800) 290-7933.
#2 – How do I cancel Liberty Mutual car insurance?
Call Liberty Mutual customer service at (800) 290-7933 and let them know you want to cancel your auto insurance policy.
#3 – How do I cancel Liberty Mutual on the mobile app?
You can’t cancel your insurance policy through the Liberty Mutual mobile app, but you can make payments on the app.
Your one-stop online guide for life insurance quotes. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.