Accordia Life vs. Prudential: Top Life Insurance in 2024
In a comparison of Accordia Life vs. Prudential, Prudential came out on top. Both Accordia Life and Prudential offer multiple forms of coverage to choose from. Prudential offers more affordable rates to men and women of various ages. Prudential also received a higher rating than Accordia Life from A.M. Best.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 11, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 11, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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https://www.TopQuoteLifeInsurance.com/best-life-insurance-companies/accordia-vs-north-american/
Accordia Life vs. North American: Top Life Insurance in #current_year
- Prudential Insurance premiums are more affordable rates than those offered by Accordia Life and Annuity Insurance Company
- Prudential is more well-reviewed by A.M. Best than Accordia Life and Annuity Company
- Accordia Life and Prudential Life Insurance both offer multiple forms of life insurance coverage
You have a lot of choices when it comes to choosing the life insurance company that will consistently meet your needs. We’d like to simplify things for you today by focusing on only two companies: Accordia Life vs. Prudential.
Our Accordia Life vs. Prudential Life Insurance Company review will go over the companies’ pricing, coverage forms, and company ratings.
Before we dive into our Accordia Life vs. Prudential Life Insurance review, though, type your ZIP code into our free and helpful tool above to find affordable life insurance quotes in your area.
Accordia Life vs. Prudential: Which company offers more affordable rates?
There are so many different things to look at when you’re comparing life insurance companies that it’s best to start by analyzing company pricing.
Let’s look at a table that compares these two companies’ rates for men and women of various ages.
Accordia Life vs. Prudential Average Monthly Rates by Age and Gender| Age and Gender | Accordia Life Average Monthly Rates | Prudential Average Monthly Rates |
|---|---|---|
| Male Age: 30 | $16.91 | $21.88 |
| Male Age: 40 | $23.36 | $25.60 |
| Male Age: 50 | $56.07 | $38.07 |
| Male Age: 60 | $128.84 | $79.41 |
| Female Age: 30 | $15.58 | $17.72 |
| Female Age: 40 | $20.69 | $21.22 |
| Female Age: 50 | $40.03 | $37.63 |
| Female Age: 60 | $89.25 | $59.07 |
Is it easy to find affordable Accordia Life vs. Prudential Life Insurance quotes? For men in their 30s, Prudential is nearly $5 per month more expensive than Accordia Life.
For men in their 50s, Prudential is more expensive by only $2.
Things flip for men in their 50s and 60s as Accordia Life is the more expensive company, and it’s by quite a bit.
Just look at the Accordia Life vs. Prudential life insurance rates for men in their 60s, where Accordia Life is nearly $50 more expensive per month than Prudential.
Things change when it comes to the rates for women. Females in their 30s, 40s, and 50s have fairly comparable rates from these two companies.
For women in their 60s, however, Accordia Life Insurance quotes are over $30 more expensive per month than Prudential.
So, our Prudential and Accordia Life Insurance review has shown us that consumers definitely have a reason to buy Prudential life insurance.
Let’s move on to forms of coverage to see if Prudential can strengthen its lead.
Read more:
- Accordia Life vs. MassMutual: Top Life Insurance
- Accordia Life vs. Nassau Life: Top Life Insurance
- Accordia Life vs. North American: Top Life Insurance
- Accordia Life vs. Principal: Top Life Insurance
- Accordia Life vs. Protective: Top Life Insurance
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Which forms of coverage do these companies offer?
You are most likely looking for a specific form of life insurance coverage. This is another factor that can make life insurance company comparison complicated.
This is because not all life insurance companies offer the same forms of coverage.
Let’s take a look at a quick and fun video that will shed some light on the differentiation between coverage forms.
https://www.youtube.com/watch?v=sexhPD5UQis&t=3s
Prudential offers term life insurance, universal life insurance, indexed universal life insurance, and variable universal life insurance.
Accordia Life has even more coverage options. First off, Accordia Life offers level premium term insurance. This guarantees your premiums will remain steady throughout your contract.
They also have universal life insurance (UL) in case you require a guarantee of a death benefit with a minimum interest rate.
There is also indexed universal life insurance (IUI). What sets IUI apart from UL is the fact that the IUL interest rate is dependent upon the stock market.
In short, both of these companies offer a variety of coverage options for you to choose from.
Let’s wrap up with Accordia Life vs. Prudential life insurance reviews and see if we can have a clear winner.
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Accordia Life vs. Prudential: Which company is more well-reviewed?
Let’s wrap up with ratings given to these two companies by A.M. Best. These are called Financial Strength Ratings (FSR) and give potential insured a level of confidence in an insurer’s ability to meet their particular needs.
A.M. Best Ratings for Top Providers| Life Insurance Company | A.M. Best Rating |
|---|---|
| Accordia Life | A- |
| AIG | A |
| ANICO | A |
| Assurity | A- |
| Banner Life | A+ |
| Cincinnati Life | A |
| Fidelity | A- |
| Foresters | A |
| Gerber Life | A |
| John Hancock | A+ |
| Lincoln Financial | A+ |
| MetLife | A+ |
| Midland National | A+ |
| Minnesota Life | A+ |
| Mutual of Omaha | A+ |
| Nationwide | A+ |
| North American Co | A+ |
| Pacific Life | A+ |
| Principal | A+ |
| Protective | A+ |
| Prudential | A+ |
| Sagicor | A- |
| SBLI | A+ |
| Symetra | A |
| Transamerica | A+ |
| VOYA | A |
As you can see, Accordia Life received a rating of “A-” (Excellent), which is the second-highest of seven rating levels.
How did Prudential fare in comparison? They received a higher rating of “A+” (Superior).
In short, with their A.M. Best rating and more affordable pricing, Prudential won our comparison.
We hope you now know all you need to decide whether to buy Accordia Life vs. Prudential life insurance. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.
Frequently Asked Questions: Accordia Life vs. Prudential
What follows are a few commonly asked questions about Accordia Life and Prudential.
#1 – What is the Accordia Life and Annuity Company payment address?
215 10th Street Suite 1100 Des Moines, IA 50309-3616
#2 – How do I make an Accordia Life Insurance online payment?
You can go through the website of their parent company: Global Atlantic Financial Group.
#3 – How do I use my Prudential insurance login?
Either on their website or on the Prudential Retirement app.
Your one-stop online guide for life insurance quotes. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.