Haven Life vs. Protective: Top Life Insurance in 2024
In a comparison of Haven Life vs. Protective life insurance companies, it was close, but Protective won. Haven Life holds the highest rating from A.M. Best, but it's only slightly higher than the rating held by Protective. Looking at Haven Life and Protective life insurance rates shows Protective is more affordable for women and men of various ages.
Read moreFree Life Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 24, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 24, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Protective Life Ins. offers more affordable rates to men and women of various ages than Haven Life
- Protective Life holds an A+ rating with A.M. Best
- Haven Life holds an A++ rating with A.M. Best
Part of what makes comparing life insurance companies difficult is the sheer number of options on the market. To simplify matters, we will be focusing on Haven Life vs. Protective life insurance today.
Our Protective and Haven Life insurance review will cover pricing and A.M. Best ratings.
Before we dive into our Haven Life vs. Protective life insurance comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.
Haven Life vs. Protective: Which company offers more affordable life insurance rates to men?
The simplest place to start when comparing two companies is pricing. Let’s look at a table that compares Haven Life vs. Protective monthly term life insurance rates for men.
Sample Average Monthly Term Life Insurance Rates for Males Based on Age and Company
| Age | Haven Life Term Average Monthly Rates | Lincoln TermAccel 2019 Average Monthly Rates | Minnesota Life Advantage Elite Select Average Monthly Rates | North American Classic Term Average Monthly Rates | Protective Classic Choice Term Average Monthly Rates |
|---|---|---|---|---|---|
| 30 | $23.45 | $20.52 | $20.68 | $20.68 | $21.97 |
| 35 | $25.17 | $22.51 | $22.44 | $21.56 | $21.93 |
| 40 | $31.20 | $28.31 | $32.12 | $28.60 | $29.36 |
| 45 | $54.46 | $47.65 | $52.36 | $47.96 | $47.00 |
| 50 | $85.47 | $74.77 | $79.64 | $75.24 | $72.38 |
| 55 | $149.20 | $130.75 | $139.48 | $131.56 | $126.56 |
| 60 | $245.67 | $216.09 | $223.96 | $217.80 | $209.10 |
| 65 | NA | NA | $396.44 | $380.60 | $365.50 |
How easy is it to find affordable Haven Life vs. Protective life insurance quotes? As you can see, for a 30-year-old-man, Haven Life is nearly $2 more per month.
A 40-year-old man will pay nearly $2 more per month with Haven Life while a 50-year-old man will pay $13 more.
Is Haven Life also more expensive for a 60-year-old man? Yes, Protective is $36 cheaper per month for a 60-year-old man.
Our Haven Life vs. Protective life insurance review has shown us that Protective is the cheaper company for men. Let’s see if the companies’ offered rates to women can balance the scale. (For more information, read our “Protective Life Insurance Company Review“).
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Which company offers more affordable rates to women?
Let’s now take a look at a table that compares Haven Life vs. Protective life insurance rates for women.
Sample Average Monthly Term Life Insurance Rates for Females Based on Age and Company
| Age | Haven Life Term Average Monthly Rates | Lincoln TermAccel 2019 Average Monthly Rates | Minnesota Life Advantage Elite Select Average Monthly Rates | North American Classic Term Average Monthly Rates | Protective Classic Choice Term Average Monthly Rates |
|---|---|---|---|---|---|
| 30 | $20.01 | $16.45 | $18.04 | $17.16 | $18.28 |
| 35 | $20.87 | $19.86 | $18.92 | $18.92 | $19.36 |
| 40 | $27.76 | $26.39 | $25.08 | $25.96 | $25.83 |
| 45 | $47.57 | $42.40 | $44.44 | $42.68 | $41.14 |
| 50 | $68.24 | $62.00 | $61.16 | $61.16 | $59.02 |
| 55 | $108.72 | $95.73 | $97.24 | $96.36 | $92.70 |
| 60 | $160.40 | $140.66 | $146.52 | $143.00 | $137.14 |
| 65 | NA | NA | $248.11 | $231.88 | $222.98 |
As you can see, a 30- or 40-year-old woman will pay nearly nearly $2 more per month with Haven Life. A woman who is 50 will pay $9 more per month with Haven Life, while a 60-year-old woman will pay $23 more.
We now know Protective is the all-around cheaper company, but let’s check out the A.M. Best ratings.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Haven Life vs. Protective: Which company is more well-reviewed?
To wrap up, let’s look at the ratings given to these two companies by A.M. Best. These Financial Strength Ratings (FSR) give potential insured confidence in an insurer’s ability to meet its financial obligations.
Haven Life received a rating of “A++” (Superior), which is the highest rating given by A.M. Best. What is the Protective Life Insurance Company rating? It received a slightly lower rating, but still a “Superior” “A+.”
In review, our Haven Life vs. Protective comparison has shown us that Haven Life holds a slightly higher A.M. Best rating, but Protective is cheaper across the board.
We hope you’ve learned all you needed to decide whether to buy Haven Life vs. Protective life insurance. Type your ZIP code into our free and helpful tool below for quotes in your area.
Read more:
- Haven Life vs. SBLI: Top Life Insurance
- Haven Life vs. State Farm: Top Life Insurance
- Haven Life vs. Transamerica: Top Life Insurance
Frequently Asked Questions: Haven Life vs. Protective: Top Life Insurance in 2021
What follows are a few commonly asked questions about these two companies.
#1 – What is the Haven Life Insurance phone number?
You can reach Haven Life at (855) 744-2836.
#2 – Where can I find the Protective Life Insurance beneficiary change form?
This document can be accessed via Protective’s website.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.